Privacy Policy

Last updated: January 2025

1. Introduction

OurTab ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Name and email address
• Profile picture (if you choose to upload one)
• Phone number (optional, for notifications)
• Payment information (processed securely through third-party providers)

2.2 Usage Information

We automatically collect certain information about your device and how you interact with our app:

• Device information (type, operating system, unique device identifiers)
• Log data (IP address, app features used, time spent)
• Expense and transaction data you create
• Group and friend connections you establish

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Send technical notices and support messages
• Respond to your comments and questions
• Prevent fraud and enhance security
• Comply with legal obligations

4. Information Sharing

We do not sell, trade, or rent your personal information. We may share your information in the following situations:

• With other users: When you create or join groups, your name and shared expenses are visible to group members
• Service providers: We may share information with third-party vendors who perform services on our behalf
• Legal requirements: If required by law or to protect our rights and safety
• Business transfers: In connection with any merger, sale of assets, or acquisition

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal information for as long as necessary to provide you with our services and as required by law. You may request deletion of your account and associated data at any time.

7. Your Rights

Depending on your location, you may have the following rights:

• Access to your personal information
• Correction of inaccurate data
• Deletion of your data
• Data portability
• Opt-out of certain communications

8. Children's Privacy

Our services are not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: privacy@ourtab.app
• Support page: ourtab.app/support